UPI QR Code Decoder

This decoder is specifically designed to parse and inspect QR codes containing standard NPCI upi://pay and BharatQR URIs. If you upload a generic QR code (such as a website URL or Wi-Fi password), the tool will detect the format and display the raw text content while noting that it is not a UPI payment code.

Fraudsters sometimes paste counterfeit stickers over legitimate merchant QR standees. Take a quick photo of the standee and upload it here: you can instantly inspect the decoded UPI ID (pa=) and registered payee name (pn=) to ensure they match the merchant's business name before paying.

Yes! If someone sends you a payment QR code image on WhatsApp or email, save the image to your gallery and drag or upload it into this decoder. The tool extracts the payment details and presents a one-tap 'Pay Now' button so you don't need a second device to scan it.

The tool extracts and formats all standard NPCI parameters: Payee UPI ID (pa), Payee Legal Name (pn), Fixed Amount (am), Currency (cu), Transaction Note / Reference (tn), Merchant Category Code (mc), Transaction ID (tid), and URL (url).

No. All image parsing and matrix decoding executes 100% locally in your web browser memory via the client-side JavaScript QR library. No photos, files, or payment credentials ever leave your computer or phone.

Yes! When you upload a Bank Account QR Code, the decoder detects the NPCI routing structure (account_number@ifsc.ifsc.npci) and isolates the exact Bank Account Number and branch IFSC code for verification.

You can upload JPEG, PNG, GIF, and WebP images up to 20MB in size. You can also paste images directly from your clipboard using Ctrl+V or Cmd+V.

Common causes of decode failure include: excessive light glare on glossy or laminated QR standees, camera motion blur, low lighting contrast, or severe tilt angles. For best results, crop the photo around the QR code and ensure the three corner finder patterns are sharp.

No. Decoding inspects the visual data encoded in the barcode matrix. It does not contact banking servers to check account balance or active status. Always verify the recipient name in your payment app before confirming any fund transfer.

Yes. When decoding on a mobile smartphone, the tool displays an active 'Open in Payment App' link that launches your default UPI app with all decoded parameters pre-populated.